Knowledge Isn’t Enough 

When I learn new things, I tend to feel smart, and depending on how profound the learning is, a bit smug. My excited emotions also get the best of me.

Do you know what I’m talking about? If you do, read on. If not, read on anyway!

First off, knowledge is a powerful thing. It has the ability to shape your path in big ways. It is a tool that can help you achieve greatness. 

Knowledge can also be redundant. There is so much to learn nowadays, that you need to filter out what’s important and what’s not. Contrary to what you may believe, we don’t get to choose what is important. The important things choose themselves. Our task is to find them and distinguish them from the non-important. But there is something even more crucial, in regards to knowledge, and that thing could entirely destroy its meaning to be found by you. It becomes useless. 

What is that thing? I’ll get to it soon.

The other day, I learned some interesting things about taxes and finances. Listening to people like Robert Kiyosaki (you can find videos with him on YouTube), I discovered a secret about taxes. Obviously it’s not a secret, though, because millions of people read his books that teach you how to get rich.

This secret I discovered is something that many people know, rich people use, and the majority don’t get rich from knowing. The authors of these types of books get richer, though, thanks to the average person’s desire to get rich. They know that most people won’t get rich from the information they give, and therefore it is never a threat to themselves to readily give it out – to increase their own wealth.

I’m not against these books. Quite the opposite, I would like to write them myself one day. Jocelin Dawn, the greatest female financial influencer/philosopher. I’m a long way away from that, but just saying. Leveraging what you can to make more money is a good thing.

Anyway, when I told my parents about the thing I’d learned, I was surprised to find out that they already knew. They knew that you can escape taxes by investing in real estate. And yet, my family is nowhere near rich. Neither are we in the poor category, or middle class, though. We don’t have jobs, because we’re frugal. In my blood flows an entrepreneurial spirit that has never quite gotten to express itself fully in previous generations. 

Sure, my dad invested in a couple of properties back in the day, one of which increased considerably in value and allowed us to buy this farm – all cash! But for every increase in value, there was a broken faucet leaking money. It wasn’t ideal, and he gave up on it, as well as his attempts of running a business. 

What he did wrong wasn’t messing up the investments, but giving up. Quitting kills all chances of success, 100%. If you keep going, you are certain to succeed.

Back to the main topic: if my parents know these things, and have run businesses, why did they fail? The answer hovers above this paragraph. 

The key point, though, is implementation. Knowledge in its dormant state is as useful as a dusty book on your shelf. It’s there, but does absolutely nothing for you.

Instead of reflecting on it, you may instead blame other people and find excuses. You might say that they had different circumstances, that they have people backing them. You know the drill. 

It’s wrong. Other people don’t have all those things. They acquired them. Sure, some people inherit money or connections, but if they can’t manage finances and relationships, it all goes down the drain. So they learn how to use these assets. Average people don’t think about learning, but about getting rich from doing the same things they’ve always been doing.

Knowledge needs implementation. It can’t just sit there. If you don’t use it, someone else will. And then you will complain that they stole your favorite toy. You aren’t entitled, you need to work for it.

You need to put your knowledge into action. But first, you need to understand it. Blindly listening to others won’t do it. It’s like watching someone do a math calculation and then trying to do it yourself, without learning the essential components of a math problem. You can’t do calculus if you haven’t mastered multiplication, as well as all the other basics.

You can’t get rich by trying to do calculus, if you don’t know multiplication. 

You won’t get rich by reading books. Going to seminars and taking notes also won’t make you rich. Doing the same thing that millions of people around the world are doing, definitely won’t give you any degree of financial wealth.

What will make you rich, is understanding the principles behind money, as well as the basic components of getting and keeping it. People generally focus on the getting part. They buy lotteries and hope to strike rich, dreaming about the wealth you see in movies. But what will they do when they have this money? The same thing as they’ve always been doing, but on a bigger scale. In other words, not get rich.

Receiving a huge sum of money doesn’t automatically make you rich. It’s very easy to spend money. 

Understanding and putting the knowledge about money into practice, will likely make you rich. It’s easy, but most people don’t do it.

I should say that I have not amassed financial wealth at this point, but I do consider myself a rich person. I don’t have a job and I’m not starving. I have the freedom to do what I want, as long as it’s within my means.

I’ve lived frugally for years, and this is another secret. If you can be frugal, you are more likely to stay rich if you get money. The rich use money to make more money. Average people use money to buy useless consumer goods, then complain about being broke. You did it to yourself. You know all these things, I’m just reminding you (and myself).

Of course, all of these examples don’t apply to everyone. There are people who can’t afford buying useless things, and I am by no means saying it’s their own fault. I do not personally know anyone like this, so I cannot comment further. Just know that I am aware. However, most people have the capacity to make money, and are responsible for the ways they choose to use it. I would really need to learn more about this to know what I’m talking about, but I do know one thing, and that is that many people seem to expect the government or rich people to provide them with things. That mindset is not one that will lead to riches, for sure. The government will never make you rich.

It’s not your fault that you’re not rich, but it’s also no one else’s fault. It’s not a fault, merely a fact. You can change it, but it’s a choice, not a fault if you don’t. Totally normal and acceptable. Not being rich is a normal state of being. It’s the normal state of being. And most people strive to be normal. Need I say more?

I’ve never been normal. Always the weirdo. An outsider. Didn’t like to play with the other kids. Not because I didn’t like them, but because I didn’t understand what they were doing. It all seemed useless. Maybe I was onto something. 

Either way, I will strive to stay the weirdo. For most of my teens and 20s, I tried to become normal, and it did damage me, but all damage can be repaired, or rather, used to your advantage. Damage changes things. I now have a deeper understanding of the normal mentality, as I’ve strived for so long to mimic it. It can be mimicked, but like I said, it’s damaging, albeit strengthening if you get to the end of the tunnel. Knowing things is always better than not knowing. Being ignorant is narrow-minded and doesn’t serve you.

My world is still small, but day by day it grows bigger. Day by day, I move forward. My days don’t just pass by anymore. They have purpose and meaning. They are steps, not a level path. Meandering at times, and going up and down, but in the big picture, moving forward. 

The time I’ve spent learning things wasn’t useless. I simply need to learn how to put things into practice. There is no other way than trying.

Learning is a low-risk activity; trying is a high-risk activity. 

For the longest time, I’ve feared taking risks. Not when I was little, but after growing up and learning about the world (learning the poor person’s mindset). I lacked the proper knowledge about how to take good risks, and had only learned that it’s better not to engage in such activities. 

Now I know that risks come with rewards. If you fail, you’re still rewarded with experience. Not saying you should blindly jump ships – that would be stupid. But if you have a destination you need to get to, and jumping is the only way, or else you’ll be stuck on this unmoving ship forever, then go ahead. Don’t let yourself starve out of fear of taking risks. Starving is just what you’ll do by not enriching your life. Starving your spirit.

Enough said for now.

Follow me for more musings.

Jocelin Dawn

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